FAQs

Do I really need a financial advisor, or can I do this myself?

Many people start on their own, but most reach a point where decisions become more complex—taxes, investments, retirement, business income, or family planning. A financial advisor provides planning support, strategic guidance, and ongoing reviews as your life and goals evolve.

What is the difference between a financial advisor and an online investing platform?

An online platforms use algorithms to manage investments based on limited inputs. A financial advisor looks at the full picture—your goals, income, taxes, family situation, risk tolerance, and life transitions—and adjusts your strategy as those factors change. Technology can manage investments; but an advisor takes a more comprehensive approach to financial decisions. 

How are financial advisors paid?

Advisors may be paid through:

• A percentage of assets under management (AUM)
• Flat, transparent fees based on assets under management
• Commissions on certain financial products

I do not charge hourly fees or fees for consultations. For many clients, a flat fee based on assets under management is a common structure, with costs disclosed in advance.

How much money do I need to work with you?

There is no minimum asset requirement to work with me. I work with individuals and families at all stages—whether you are just starting out, building wealth, running a business, or planning for retirement. What matters most is your commitment to being intentional with your financial decisions.

What does a financial advisor actually help with?

Most clients seek guidance with:

• Retirement planning
• Investment strategy
• Tax-efficient planning
• Business and self-employed planning
• College planning
• Insurance and risk management
• Estate and legacy planning

The exact focus depends on your goals and stage of life.

How do I know if my investments are appropriate for me?

Your investments should align with your goals, time horizon, risk tolerance, and cash flow needs. If your portfolio was built without considering these factors—or hasn’t been reviewed recently—it may not be properly aligned with your situation. 

When should I start retirement planning?

The earlier you start, the more flexibility you have. Retirement planning is less about age and more about strategy. Starting early allows for more time to plan and evaluate available options.

How often should I meet with my financial advisor?

Most clients meet at least once per year, with additional meetings during major life changes or market shifts. Ongoing communication helps review your strategy as circumstances change.

Do I need to live in Henderson or Las Vegas to work with you?

No. While I am based in the Henderson and Las Vegas area, I work with clients in multiple states. Meetings can be held virtually, allowing us to work together regardless of location. 

What should I look for when choosing a financial advisor?

Look for someone who offers:

• Clear communication
• Transparency around fees
• A planning-first approach
• Experience working with people in similar situations
• A relationship built on trust, not pressure